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Here you will find free financial tips and actionable items that can help you make better financial decisions, and get you on the path to financial independence. Here's to your success!

The High Cost of Ignoring Financial Advice

Mary saved for 30+ years, but when she wanted to retire, she had only $35K—barely enough to live on. Don’t make the same mistake! Learn the biggest financial pitfalls families face & how to avoid them... ...more

Family Finance ,Money Management Financial Education Smart Saving Strategies Financial Planning &Family Financial Planning

March 06, 2025•5 min read

The 10 Fastest Ways to Crush Credit Card Debt

Struggling with credit card debt? This guide reveals 10 actionable steps to pay it off fast. From budgeting to side hustles, learn how to free up cash and take control of your finances for your family... ...more

Family Finance ,Frugal Living Money Management Tips Family Financial Planning Debt Management Budgeting Tips Side Hustles &Personal Finance

November 20, 2024•7 min read

What's Indexed Universal Life Insurance (IUL) & How It Really Works

Discover how Indexed Universal Life Insurance really works and why you should avoid it. ...more

Family Financial Planning ,Parenting and Finances Life Insurance Insights Future Security Strategies Saving Strategies &Insurance Explained

March 11, 2024•6 min read

Life Insured: Calculating Your Life Insurance Needs as a Young Parent

Discover how young parents can calculate life insurance needs to protect their family's future, ensuring peace of mind and financial security in a heartwarming guide. ...more

Family Financial Planning ,Parenting and Finances Life Insurance Insights Young Parents' Guide Future Security Strategies Term Life Insurance Explained Financial Protection Tips Budgeting for Families Estate Planning Essentials &Financial Literacy for Parents

February 05, 2024•6 min read

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Our mission at J&M Financial Services is simple: to empower families to achieve financial peace of mind. We achieve this by upholding values like integrity, trust, and an unwavering dedication to your financial success.