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Here you will find free financial tips and actionable items that can help you make better financial decisions, and get you on the path to financial independence. Here's to your success!

The High Cost of Ignoring Financial Advice

Mary saved for 30+ years, but when she wanted to retire, she had only $35K—barely enough to live on. Don’t make the same mistake! Learn the biggest financial pitfalls families face & how to avoid them... ...more

Family Finance ,Money Management Financial Education Smart Saving Strategies Financial Planning &Family Financial Planning

March 06, 2025•5 min read

7 Estrategias Inteligentes para Liberarte de Deudas en Familia

Descubre 7 formas sencillas y divertidas para que las familias reduzcan gastos, paguen sus deudas más rápido y avancen juntas hacia la libertad financiera. ...more

Eliminar Deudas

February 09, 2025•4 min read

6 Steps to Building Your Financial House for Long-Term Stability: A Comprehensive Guide

Discover 6 actionable steps to build your financial house and secure your future. From budgeting to investing, this comprehensive guide will help you achieve long-term stability and financial independ... ...more

Financial Literacy ,Debt Management Smart Spending Insurance Explained Emergency Funds Personal Finance Financial Freedom Journey universal life insurance Life Insurance Advice &Insurance Pitfalls

January 16, 2025•11 min read

The One Belief You Need to Start Your Journey as a Financial Coach

Learn the one belief that can unlock your journey into financial coaching and transform your career. Discover actionable steps to start your financial coaching business today. ...more

Side Hustles ,Success Stories Career Development Financial Coaching How to Become a Financial Coach Financial Coaching Tools Starting Your Own Business Overcoming Career Roadblocks Work-Life Balance Personal Growth Overcoming Limiting Beliefs Building Confidence &Leadership and Skills Development

December 30, 2024•6 min read

Why Indexed Universal Life Insurance Fails Most Families: A Comprehensive Guide

Discover why Indexed Universal Life Insurance may not be the best choice for families. Learn about hidden costs, better alternatives, and real-world examples. ...more

Life insurance for young parents ,Life Insurance Insights universal life insurance Life Insurance Advice &Insurance Pitfalls

December 16, 2024•6 min read

The 10 Fastest Ways to Crush Credit Card Debt

Struggling with credit card debt? This guide reveals 10 actionable steps to pay it off fast. From budgeting to side hustles, learn how to free up cash and take control of your finances for your family... ...more

Family Finance ,Frugal Living Money Management Tips Family Financial Planning Debt Management Budgeting Tips Side Hustles &Personal Finance

November 20, 2024•7 min read

Our mission at J&M Financial Services is simple: to empower families to achieve financial peace of mind. We achieve this by upholding values like integrity, trust, and an unwavering dedication to your financial success.